Dating and credit scores
In a study used to inform the working paper, researchers found that if there was a large discrepancy between credit scores, the relationship was more likely to end within five years. So if nearly half of Americans feel credit scores affect dating interest, why is that? If two people have similar credit scores, they likely have similar spending behaviors and financial history.(In other words, you don’t have to lead with the credit score question; but casually work it into the conversation as quickly as you can!It’s no secret the top reasons a relationship will end are due to sex and money.
Even worse, hiding financial problems from your partner will backfire, period.
And many would consider it a natural first step in today’s dating process. In 2015, the Federal Reserve Board published a working paper that suggests a correlation between comparable credit scores and overall compatibility, which makes sense.
Even though you can’t exactly Google someone’s credit score, with social media and mobile dating apps at our fingertips, it’s never been easier to uncover personal information about a potential partner.
In my book, “The Perils of Cyber-Dating,” I talk about those who are on the courtship campaign trail and who borrow from Visa to pay Mastercard, giving a perception of wealth and financial security that simply doesn’t exist.
When the bills can’t be paid, or if someone has to file bankruptcy, can your relationship survive?